Musicians are usually some of the most care-free, self-sufficient people, and often do not consider insurance when developing their art. However, it is very important to carry musicians insurance in order to fully protect every aspect of your livelihood and continue to perform for years to come. General liability, instrument, and health insurance are all imperative forms of coverage that will completely protect you in the event of an accident.
General liability insurance, also known as event insurance, for the most part, provides general coverage for public property, damage to third parties, and protecting the property of performing venues as a result of the use of your instrument. Should the performer damage a floor while setting up a piano or drop a stool and break the leg off this type of policy will cover the damage. For the most part, this type of coverage is usually offered at extremely competitive prices and should not set the performer back too much each year. In many cases, venues will require musicians to carry general liability insurance and will not book your services without showing proof of coverage.
Instrument insurance plans are one of the most important plans any musician will purchase. Generally speaking, instrument insurance covers the instrument itself and protects against unintentional damage and mishaps. Should something happen before, during, or after a performance to damage the instrument, this type of policy will fully protect the most crucial piece of equipment required to perform – the instrument. These policies usually cover loss or damage to the instrument itself, as well as various accessories such as sheet music, case, music stands, and amplifiers.
One type of coverage that is almost certainly the type that we never hope is needed is health insurance. Unfortunately, there aren’t many plans for musicians that are available specifically for them. The few that are available aren’t advertised to the extent that musicians know about them or have higher income requirements than many musicians can not meet in order to qualify for the plan. This is a real problem for most performers and one that forces many to obtain individual plans from an HMO or other national insurance network. It’s important for musicians to have such insurance since playing a musical instrument requires the use of the hands and body. Should performers become ill or unable to use their hands, and ultimately unable to produce an income, being covered for medical expenses is vital.
Insurance, for many people, is a requirement when being hired for a new job or moving from one career path to another. However, those that are self employed or do not work for the traditional, large corporation, must take extra steps to research and find the best options. Musicians, in particular, must understand that general liability insurance, musical instrument insurance, and health insurance are of particular importance and should not be taken lightly. Finding adequate coverage is vital to the overall business side of being a professional performer and crucial to maintaining peace of mind.
Before famous bands and their members were famous they had day just like the average person. In some cases their jobs were worst. There are many famous band members that had jobs before they became famous.
Before Ozzy Osborne became famous and lead the band Black Sabbath and his sole career he held a very bad job. In England Ozzy worked at a slaughterhouse. He had to help kill the cows there were made into food. He was in this position for around two years. The conditions at the slaughter house were so gross and bloody that even Ozzy was glad to get away from it. Besides Ozzy there was another member of Black Sabbath that had a really job. Tony Iommi worked in a steel factory before joining the band. In the factory he had an accident and lost the tips of his middle and ring fingers. He was no longer able to do this job but he could still play the guitar.
Keith Richards was not always the object of many women’s desires. When he was young he worked as a ball boy for a tennis club. He reported the people that played at the club as not being too nice.
Mick Jagger was not always putting his lips to good use with the Rolling Stones. Before gaining fame with the band he worked as a porter for a mental hospital. Talk about a job. It was reported that only made four pounds a week. This was hardly anything to get by on. Now that he is a rock star he it is a good bet that he is making more money than this. When he was younger Mick Jagger also sounds ice cream for a refrigerated truck.
Things don’t have to be this way, even as a struggling artist you can retrain to improve your career prospects.
Before finding success with Nirvana Kurt Cobain had a very depressing job. He worked as a janitor for Lemons Janitorial Service. He had to clean up all different kinds of filth. No wonder why his song were so grungy
The next job has to be one of the worst of all rock star. Joe Strummer from the band The Clash worked as a grave digger. He worked at the St Woolos Cemetery which is located in Newport, Wales.
Even members of the legendary band the Beach Boys did not have the best jobs before they were famous. Al Jardine worked as a bus boy before he and the rest of the band hit is big.
Simon Le Bon from the band Duran Duran had a series of jobs before the band became famous. He worked as an assistant to a milkman and as a hospital porter.
Rock singers were not always living the good. Things were not always sex, drugs, and rock and roll for them. Before becoming famous there were many famous band members that held jobs at one time or another.
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September 8, 2014 / rbrown1 / 0 Comments
Bands have been a source of entertainment in the UK. There are some well known bands that have stood the test of time. Though they have it going on, more bands are coming up that are worth the mention. These bands are gaining popularity despite that they are just getting started. In the UK, the up and coming bands vary across all sorts of musical genres. From rock, R&B, and even pop. The following is a list of UK. bands that are upcoming and promising.
Dalia is a band that is branding itself in the rock genre of music. It consists of three members namely Nathan Day, Dave Williams and Jack Bentham. Dave plays bass and Jack the drums. One of the tracks you need to watch out for that is putting this band on the map other than their earlier releases includes their latest release Candyman. Even with their first EP, the fan response was outstanding. The opportunity that rock music is growing is clearly an indication that this band is just in the beginning.
Royal Blood Band
Royal band is another rock bank from Brighton. It is a male two-person band consisting of a bass guitar and a drum kit. The two players are Mike Kerr who plays the bass and vocals and Ben Thatcher who plays the drums. The release that placed them in the map is Out of the Black since it was also included in the BBC Sound of 2014. When talking of upcoming, this band is out to make an impression. Having known each other at a tender age of 15, they very well understand each other and coming together musically is now a great idea. The band’s choice of name matches the type of music genre. This upcoming rock band creates one of the most outstanding riff-heavy power rock.
Honey Blood Band
Honey Blood is a female rock band that consists of a guitarist and a drummer. Stina Tweeddale is a vocalist and the guitarist while Shona McVicar is the drummer. Their popularity has been backed up by gaining airplay on BBC 6 Music and Amazing Radio. The release of the song SuperRat is one of their most captivating releases for rock funs.